¿Û¿Û´«Ã½

Don’t let IHT changes rush you into raiding your pension

Tax efficiency may not be a good reason to crystallise investment losses

Private sector workers should worry about their pensions

Private sector employees have good reason to be concerned

How to rebuild your finances after a career break

Back to work after maternity leave or a personal break? Prioritise your emergency savings and pension

‘I have a final-salary pension – should I ditch my stocks for cash?’

Portfolio Clinic: A reader has a good pension provision and wants to get more from his Isa while taking less risk

Is it still worth buying an annuity?

They can be used to cushion investment risk, and rates are at a 16-year high

How to avoid pension traps

Your final-salary pension can limit how much you can contribute to your Sipp

‘Will Trump’s tariffs stop me from retiring early?’

Portfolio Clinic: Recent market turmoil has muddled our reader’s retirement plans. Holly McKechnie explores what they should do next

Government unveils small pension pot consolidator

Initiative aims to tackle the rise in small pension pots, but will it add value for savers?

How to retire when stock markets are falling

Volatility is the last thing you want when you’re about to start spending your portfolio. Here’s how to minimise the impact

‘I’m about to retire – how should I invest my £1mn portfolio?’

Portfolio Clinic: Our readers want to start taking an income, but setting a strategy amid the volatility isn’t an easy feat