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Is it time to lock in savings rates or get back into the market?

Owning too much physical property has investment and tax drawbacks

Hopes have been raised that Isa investors can continue to own fractional shares, despite an HMRC threat

If both members of a couple save and withdraw you could potentially double your retirement income

Tax & Pensions Clinic: This investor would like to maximise the tax-efficiency of charitable gifts

The move raises fears that interest rates for savers have peaked

We’ll live longer and retire more gradually, making planning more difficult

For some, the tax advantages can be greater than donating while alive

Annual limits and lack of drawdown options mean other routes should be considered

This first-time buyer wants to know the tax consequences of having an interest in her father's home